90-Day Insurance Policy for Home Inspection Startups

Available starting January 1, 2025

Everyone was a beginner once. But in the home inspection industry, being the beginner home inspector on the block comes with particularly stressful hardships. Many of you have families. You’re training, studying, taking exams, researching your local market, and balancing financial decisions–all while launching a home inspection startup.

You’re probably familiar with the costs of starting a home inspection business. With expenses ranging from equipment to licensing fees, some home inspection business startup costs are easier to navigate than others. For example, in your state, purchasing insurance might be a prerequisite to getting licensed and starting a successful home inspection business. But when you aren’t generating income yet, that first insurance policy is a steep hill to climb.

As you embark on your new career, we at InspectorPro believe insurance should be one of those easy-to-navigate decisions–not a burdensome one. That’s why we offer our 90-Day Home Inspection Startup Insurance Policy: a cost-effective way to secure your business during its early stages. This $30, short-term policy is designed to help beginner home inspectors get their businesses–and their risk management–off on the right foot. 

Our Startup Policy provides all the benefits of our best liability insurance for home inspectors. For 90 days, you’ll have errors and omissions (E&O) and general liability (GL) coverage with $500,000/$500,000 policy limits. You’ll also have access to our model pre-inspection agreement and pre-claims assistance at no additional cost.

There are no hidden fees. Just $30 for 90 days of coverage from the nation’s top home inspection insurance provider.

Red circle with arrows surrounding the text "90 Days," referring to the 90-Day Home Inspection Startup Policy.

What’s Included in Our Beginner Home Inspector Insurance Policy for $30

✅ 90 days of coverage
✅ $500,000/$500,000 policy limits
✅ Both errors and omissions (E&O) and general liability (GL) insurance
✅ InspectorPro’s model inspection agreement, catered to your state
✅ Pre-claims assistance to squash complaints before they become claims
✅ Streamlined transition to an annual policy at the end of the 90 days.

Is our 90-Day Home Inspection Startup Insurance Policy right for you? Find out if you qualify.

Who is it for?

Perhaps you need insurance to fill a state licensing requirement without breaking the bank. You may just need a less expensive, introductory policy that doesn’t sacrifice essential risk management tools. In either case, InspectorPro’s startup coverage can help you overcome hurdles.

Our 90-Day Home Inspection Startup Insurance Policy is intended to be your first insurance after setting up a home inspection business. To qualify, you can’t have any previous business or equipment coverage. InspectorPro must be your first insurer. Ideally, you’ll also have one (1) year of industry experience or less. Not having a prior retroactive date, however, is a necessity.

90-Day Startup Policy Requirements:


You’ve been in business about a year or less.


Your business has not previously had an inspection insurance policy.

What happens when the 90 days are over?

As your policy's expiration date approaches, expect a call from us. We'll reach out to provide a quote for our annual policy. Our rollover process ensures a seamless transition and prevents gaps in your coverage.

Fill out our application to get started.

Ready to cross insurance off your to-do list? Our 90-Day Policy is here to help beginner home inspectors like you save time and reduce the costs of starting a home inspection business. Click the button below to apply in minutes. Upon receiving your app, an InspectorPro broker will contact you to complete the onboarding process.

Available starting January 1, 2025

Resources for Beginning Home Inspectors

When you’re insured with InspectorPro, service doesn’t stop after you purchase insurance. We’re here for you and your home inspection business for the long haul.

If you’re launching a home inspection business startup, we invite you to learn about your state’s licensing and insurance requirements. Find your state in our interactive map below.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

We also invite you to browse our blog, which we update regularly with new resources to help your business succeed. Get practical tips for managing risk, learn from real case studies, and master the language of your insurance coverage with specialized articles from our in-house editorial team. 

 

Not sure where to start? We think you’ll like these articles:

first year inspecting
Home Inspectors: What to expect in your first year
By Aubri Devashrayee | January 1, 2021

Many people desire to be a home inspector, and for good reason. The work is both fascinating and rewarding, and…

start inspection business
6 Steps to Start a Home Inspection Business [Infographic]
By Aubri Devashrayee | March 1, 2021

Starting a home inspection business can be intimidating. Indeed, it can be difficult to know where to even begin. And…

pricing home inspections
Home Inspectors and Pricing: Know What Your Inspection Is Worth
By Aubri Devashrayee | September 1, 2021

A common enemy among seasoned home inspectors is low-cost competitor strategy, or underpricing. While established inspectors try to price their…

Choosing the right entity type for your home inspection business
By Stephanie Jaynes | February 15, 2020

Whether you’re just now entering the home inspection industry or have been an inspector for years, establishing and maintaining your…

woman holding orange sticky notes
General Liability vs Errors and Omissions Insurance: What They Are and Why Home Inspectors Need Both
By Stephanie Jaynes | January 5, 2023

It was a warm summer day and a family was gathered together for a party in the backyard of a…

how to avoid mold claim
Top 5 Claims Against Home Inspectors
By Stephanie Jaynes | January 1, 2019

In 2016, we published an article featuring the top five claims home inspectors face each year and what you can…

Your Home Inspection Pre-Inspection Agreement is Your First Line of Defense
Your Home Inspection Pre-Inspection Agreement: Your First Line of Defense
By Stephanie Jaynes | January 1, 2020

In California court case Moreno v. Sanchez, the home buyers sued their home inspector for breach of contract, negligence and…

plant sprouts
Endorsement for Insurance: How inspectors can spend money to make money
By Stephanie Jaynes | April 1, 2018

To some degree, every home inspector has followed the old adage, “You have to spend money to make money.” Most…

By simplifying your journey to licensing and peace of mind, the Startup Policy cuts costs so you can invest more of your time and money where it really matters.

Apply for 90 Days of Coverage

  • Business Address

    Fill out your full business address below.

Available starting January 1, 2025