Stephanie Jaynes

Marketing Director Stephanie Jaynes simplifies complex insurance and legal concepts to help home inspectors protect their livelihood and avoid unnecessary risk. Her articles have appeared in publications like the ASHI Reporter, CREIA Inspector Magazine, and the InspectorPro Blog. She’s been a guest on NACHI TV, Spectora Spotlight, The ASHI Online Learning Center, The Successful Home Inspector Podcast, Today’s Home Inspector, and the Home Inspection Authority Podcast. Stephanie received her Bachelor of Arts from Mills College with a major in creative writing and a minor in journalism. She has also earned her Certified Insurance Counselor (CIC) designation from The National Alliance for Insurance Education & Research. Outside of work, Stephanie enjoys trying new recipes and taking walks with her husband and sons.

deductible waiver

How to save money by reporting claims early

By Stephanie Jaynes / June 1, 2019

Let’s face it: Insurance companies have a bad reputation. Most people don’t trust insurance carriers (let alone like them). And, while many people learn this distrust from others, some learn it from bad experiences with the insurance companies themselves. With a culture of skepticism surrounding insurers, it isn’t surprising why home inspectors don’t want to…

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How to make half of your insurance deductible disappear

By Stephanie Jaynes / May 15, 2019

From our decade of claims data, we know that the majority of home inspectors receive at least one claim in their career. And, when they do, it never feels great—particularly when that claim is meritless as about 80 percent of home inspection claims are. In his recent article, home inspector Randy Sipe described the feeling…

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wood rot

Top E&O Claims Claim 8: Wood Rot

By Stephanie Jaynes / May 1, 2019

While renovating the deck of their recently purchased home, some home inspection clients discovered wood rot plaguing their back deck. As contractors removed the old granite countertops (presumably for an outdoor kitchen) to replace them, the deck broke, revealing the deteriorated main beams and support stringers. Rather than continue with their deck expansion, the new…

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How one inspection report saved thousands of dollars

By Stephanie Jaynes / May 1, 2019

The following is a real home inspector general liability pre-claim from our archives. The inspector has given us permission to reveal his identity and to use direct quotes from our post-pre-claim interview. Pre-claims assistance is exactly what it sounds like: It’s free help responding to unhappy clients in a way that may prevent said clients from…

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It Can Happen To You: A Home Inspector’s Insurance Story

By Stephanie Jaynes / April 15, 2019

This past October, home inspector Randy Sipe approached us, his insurance provider, to ask if he could write an article for our readers. After nearly 20 years of inspecting claims-free, Sipe had received a meritless allegation. Sipe wanted to share his firsthand experience with a frivolous lawsuit to encourage his peers—particularly those who believe they’re…

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3 inspection photos you should take to manage your risk

By Stephanie Jaynes / April 1, 2019

In North Carolina, a home inspector performed an inspection on a property that had been vacant for about 18 months. During the home inspection, the inspector ran the water in the various fixtures, including the shower directly above the kitchen. The inspector photographed the kitchen, including the ceiling, which, at the time, showed no signs…

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From curtains to crawlspaces: How one woman joined the home inspection industry

By Stephanie Jaynes / March 15, 2019

In our Inspector Spotlight series, we take a closer look at individual inspectors making an impact on the inspection industry. Most home inspectors agree that women are underrepresented in the inspection industry. However, just how few female home inspectors there are is difficult to pinpoint. According to the United States Bureau of Labor Statistics, women…

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Top E&O Claims Claim 7: Pests

By Stephanie Jaynes / March 1, 2019

Over two years after performing a home and pest inspection, a Florida home inspector received a claim. In it, his client alleged that he failed to identify a termite infestation in the home, which the client discovered after removing drywall to renovate. Removing the drywall revealed significant termite damage to the entire wall, from the…

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structural damage

Top E&O Claims Claim 6: Structural Damage

By Stephanie Jaynes / February 1, 2019

In a recent claim, claimants alleged that a home inspector failed to detect structural deficiencies in the property. The claimants alleged that the inspector failed to identify that the wrong sized boards were used for the span of the ceiling, the boards were spanned incorrectly, and that the boards were incorrectly seated on the supporting…

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Military veteran finds joy in educating home buyers

By Stephanie Jaynes / January 15, 2019

Welcome to our first home inspector profile. In our new series of profiles, we take a closer look at individual inspectors making an impact on the inspection industry. For military veteran Bronson Anderson, it was difficult to transition from military service to the private world. A former infantryman in Iraq, there were not many ways…

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Top E&O Claims Claim 5: Plumbing

By Stephanie Jaynes / January 1, 2019

Last fall, one of our home inspectors received a claim alleging that he failed to identify the existence of polybutylene pipes during his inspection of a condominium two months earlier. The property did, in fact, have polybutylene pipes. However, the pipes were located in the attic, which was not included within the scope of the…

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how to avoid mold claim

Top 5 Claims Against Home Inspectors

By Stephanie Jaynes / January 1, 2019

In 2016, we published an article featuring the top five claims home inspectors face each year and what you can do to mitigate your risk. Those allegations—water damage, roof issues, foundation defects, mold, and plumbing problems—continue to be common. We revisit each claim type by looking at recent claims from our archives and the lessons…

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